More Debt Help & Resources:
Click on a title below to read that article.
Getting & Staying Out of Debt
Some simple, practical advice for living your life without accumulating new debts.
Knowing Your Credit Report
Information on understanding your credit report. Credit bureaus, FICO scores, why they are so important and how to get a hold of your reports.
Payday Loans Problems
Understanding how payday loans work; the interest rates they charge, hidden expenses and other consequences of getting involved with what can become a never ending spiral.
Credit Counselling Services
Who should consider getting help, where to find professional help, the goals of debt counseling and how counsellors can work to better your situation.
Developing a Sensible Budget.
Some quick advice on how to create a simple budget and live within your means.
External Related Sites:
The Fair Debt Collection Practices ActThe Federal Trade Commission's act "To amend the Consumer Credit Protection Act to prohibit abusive practices by debt collectors."
Consumer Federation of America (CFA)
"Since 1968, the Consumer Federation of America (CFA) has provided consumers a well-reasoned and articulate voice in decisions that affect their lives. Day in and out, CFA's professional staff gathers facts, analyzes issues, and disseminates information to the public, policy makers, and rest of the consumer movement."
Loanconsolidation.ed.gov
A loan consolidation program under both the Federal Family Education Loan (FFEL) Programs and the Direct Loan Program.
Debt Consolidation
Various Debt Consolidation and Settlement Solutions and Information.
